Income Protection

How would you pay the bills if you were injured or seriously ill and unable to work?

• What’s the difference between Income Protection and Critical Illness Cover?
• What illnesses are covered under my policy?
• How long will my cover last?
• How many times can I claim on my policy?
• Is my family protected?

Long term illness is more common than you might think. Statistics show a female non-smoker has a 46% chance of being off work for more than two months between their 40th birthday and retirement (Source: LV= Risk Reality Calculator). That’s almost a one in two probability. The same chance you have of flipping a coin and choosing correctly whether it will be heads or tails. With those odds, deciding how to protect your finances and lifestyle from the effects of long term sickness should be a top priority and we can help. Our insurance advisers have access to a panel of leading insurance providers. With our expert market knowledge and insurance know-how, you can be sure you’ll get the right level of cover for your situation at the most competitive possible price.

The truth is that nobody ever thinks they’re going to have a severe injury or be seriously ill and need to take weeks, months, maybe even years off work. It’s only when the unthinkable happens that many realise they should have taken out Income Protection Insurance. Of course, by then it’s too late. Not having a policy in place could mean you’re unable to pay your utility bills, your loans or worse still your rent or your mortgage. If you’re unable to pay these, you risk having to move out of your home at a time when you’re not well enough to deal with the consequences. But it doesn’t have to be that way. Our protection advisers can help make sure that if the worst does happen – falling behind with your bills won’t be something you’ll have to worry about.

What makes Alliance Advisory Services different from any ordinary insurance company is our access to the wider insurance market. If you choose to go direct to an insurer, you’re limiting yourself to in-house policies which may not be the most suitable match for your needs. You also might end up paying way more for your policy that you could through us. Alliance Advisory Services advisers have access to insurers across the UK we’re confident of finding you the very most suitable policy to give you peace of mind. So start the process today. Call a member of our team on 0121 663 0171 or email info@allianceadvisory.co.uk